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"No win, no fee" tax advice

We are confident that our strategy will make you a significant amount more than our fees. That's why we offer our 100% money back guarantee. If we don't at least cover our fees (and we're confident we will), you won't have to pay a penny. You literally have nothing to lose.

Highest qualifications in the industry

Prism Xpat (combined with its affiliates) has more pension transfer specialists than any other firm working in both the UK and New Zealand. In addition, two of our advisers are qualified actuaries - the highest possible financial services qualification for this type of work. And they're the only two actuaries who work in cross-border UK/New Zealand pensions industry. Our unrivalled qualifications mean that we have the strength and expertise to create extra value for you.

Contact us 24/7 – we fit in with you!

We are the only pension specialist in NZ offering this option. Call us on 09 353 1330 and we’ll be pleased to assist with your technical or administrative query through our NZ or London based teams.
Once you have decided to undertake any of our services past the initial investigation stage, we maintain an open phone line policy meaning you can contact us at any time - 24 hours a day, 7 days a week - with your query.

Uniquely able to value and advise on "defined benefit schemes"

It's essential that you know find out whether or not to retain your "defined benefit" or final salary scheme in the UK. Prism Xpat is the only company in New Zealand that is able to advise you on this issue. (That's because you have to be a UK-qualified actuary to undertake this work. And the only two UK-qualified actuaries working in the cross-border UK/New Zealand pensions industry both work for Prism Xpat!)

On-the-ground presence in the UK and NZ

With the largest team in the UK undertaking cross-border pension transfer work - backed up by advisers throughout New Zealand - we can work on your case 24 hours per day. This means we can progress your case - and the results - incredibly quickly.
And because we have advisors on the ground in both the UK and New Zealand, we have cutting-edge knowledge of legislative changes in either country to ensure we get the best possible results for you.

Able to make you more than via a simple transfer!

We'll advise you on your options in both the UK and New Zealand. We'll advise you on the opportunities you have to obtain tax and visa related rebates at either end. We are not just focussed on the New Zealand market - we'll look globally at the best options for you.

No time zone issues!

Being able to work 24 hours per day means we can take middle of the night call backs from your UK pension scheme, and chase up items which may be outstanding. I don’t know how we would ever sleep if we were based solely in NZ!

Tailored sign off and recommendation

As we are fully regulated by the Financial Services Authority, we provide you with full and proper advice, with a sign off and recommendation on how to proceed – based on your own individual circumstances. This means we listen to your own situation and work to provide you with the most optimal solution for your UK pension – so YOU benefit as a result.

Operate under strict code of conduct

As required by the Financial Services Authority in the UK, we uphold YOUR best interests and treat you fairly at all times – with your best interests in mind. Please bear in mind that New Zealand financial services regulations are not as strict.

Fully independent, unbiased advice (best for YOU!)

We are not tied to any third party product provider, and have no obligation to use any particular New Zealand pension scheme. As such, we work hard to achieve the best result for you at all times.

Over 150 years' combined experience

The main advisory staff working with Prism Xpat have over 150 years' combined experience. We know our stuff, and can guide you through even the most complex situation.

Significant experience – helped over 8,000 UK emigrants

Prism Xpat is the market leader in the UK, and has been for over 5 years. We have hence helped a huge number of emigrants from the UK with cross-border pension and tax advice.

Largest team focussed on this market

There is no larger team working in this industry. We'll dedicate a team of up to four people to work on your case, so - no matter what - we'll constantly be working to help you.

Transferred 1000’s of funds, from hundreds of schemes

We've helped over 8,000 emigrants so we've got extensive experience in dealing with even the most complex of cases.

Ability to retain funds in NZD or GBP

We'll help you retain your funds in NZD or in GBP, so you can convert whenever you want - like when the exchange rate is at its best.

Daily meetings available throughout the UK and NZ

Whether you're in NZ or in the UK, we'll be able to arrange a meeting with you to discuss your options - with absolutely no obligation.

We can advise on all your UK finances, not just pensions

We can offer advice across all your UK assets. If you use our pension advice based service, for no extra charge we'll be happy to advise you on how you should act with any other assets you maintain in the UK. The value created form this service will help cover the cost of our transfer fee in many cases.

Alternatively we can provide this advice as separate service should you require assistance.

What next?

Contact us now for a free, impartial and no obligation chat: 09 353 1330.

Or - if you're ready to get started - you can start the process now. This initial investigation is completely free and you are under no obligation whatsoever.

For Investment Planning we make recommendations based upon the Whole of Market. The levels and bases of taxation are subject to change. Information provided on this site in relation to tax, pension & Investment issues in both Australia and New Zealand is based upon our current understanding. Related legislation and tax rates are subject to change at any time by the respective governments and authorities of both countries. The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us. PRISM XPAT is a trading style of Xpat Limited which is authorised and regulated by the Financial Services Authority. Xpat Ltd is entered on the FSA register under reference 459255.