You have plenty to gain by transferring

By transferring your UK pension funds to New Zealand, you may be able to benefit by:

  • holding your pensions in your new country of residence (you'll have more control of your funds if they're in the same time zone as you)
  • eliminating the risk of currency exchange rate fluctuations
  • the ability (in some cases) to withdraw some funds earlier than your UK retirement age
  • the ability to draw out a larger lump sum, rather than as a smaller lump sum and annuity.

These benefits are likely to make your retirement planning simpler than holding your funds in the UK.

Start the process – no cost, no obligation



For Investment Planning we make recommendations based upon the Whole of Market. The levels and bases of taxation are subject to change. Information provided on this site in relation to tax, pension & Investment issues in both Australia and New Zealand is based upon our current understanding. Related legislation and tax rates are subject to change at any time by the respective governments and authorities of both countries. The guidance provided within this website is subject to the UK regulatory regime and is therefore primarily targeted at consumers based in the UK. This site does not confer any form of personalised financial advice, should you wish to receive specific financial advice please contact us. PRISM XPAT is a trading style of Xpat Limited which is authorised and regulated by the Financial Services Authority. Xpat Ltd is entered on the FSA register under reference 459255.


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